Welcome Guest, Kindly Login | Register

[Job Vacancy] Financial Control Officer at Personal Trust Microfinance Bank Limited

By - | Categories: JobsTags: ,

Share this post:

Job Vacancy


Personal Trust is a Microfinance Bank in Lagos and a subsidiary of First Ally Capital Limited (FACL). Formerly known as Personal Trust Savings and Loans, the Bank was registered in 1993 and operated as a Mortgage Bank until its conversion to a Microfinance Bank in 2014. Personal Trust has a branch network at strategic locations in Lagos State and provides banking services to individuals, micro, Small and medium enterprises (MSME).

We are recruiting to fill the position below:

Job Title: Financial Control Officer Location: Mainland, LagosEmployment Type: Full-time

Job Summary

The financial control officer is responsible for reconciliation and settlements activities and will provide revenue assurance to the bank.

Duties and Responsibilities

Ensure daily reconciliation and posting of all of all transactions and provide daily/weekly reconciliation and settlement reports.
Support the E-business team in resolving settlement and reconciliation matters.
Monitor income/fees and ensure value is promptly transferred to the bank.
Verify the incoming and outgoing payment on e-channel accounts.
Reconcile bank statement with entries in the bank ledger on a daily/weekly/monthly basis and present the reconciliation reports.
Prepare daily and weekly report on over/under-settlement of transactions.
Identify, follow up and investigate unreconciled transactions or discrepancies to enable prompt resolutions
Liaising regularly with various bank account officers on issues relating to direct debits, standing orders, unidentified credits and charges from time to time.
Monitors the deduction on loan and facilities with various banks and reconciling with terms and conditions in of the offer.
Rendition of monthly returns and processing of associated payments for FIRS, LIRS and PFAs within seven days of deduction.
Sending daily dashboard report to management.
Provide support to other finance team a required.
Support end of day/month and year process.
Flexibility to carry out any other task as requested by Management.
Develop and maintain business relations with payment partners.
Liaise with the settlement bank and payment processing companies on potential under-settlement and ensure resolution of issues identified in line with the company’s policies and procedures.
Advise the finance team of possible over-settlement for necessary provisions.
Maintain reconciliation records.


HND / B.Sc in Accounting, Economics or a related field.
Evidence of completion/ exemption of/from NYSC.
ICAN or ACCA qualification.


Previous experience as a reconciliation/account officer.
3 – 5 years work experience.


Experience reconciling accounting figures and financial records
Advanced computer software skills, including Microsoft excel
Organization and time management abilities
Meticulous attention to detail and accuracy
Ability to multi task and meet tight deadlines
Great analytical skills for decision making and problem solving
Strong client relationship management and customer service skills
Team player with the ability to work with multiple parties


How to ApplyInterested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail

Application Deadline  29th December, 2022.